https://www.churchofjesuschrist.org/study/general-conference/2020/10/25waddell?lang=eng
This is a GREAT talk on Self-Reliance
From the beginning of time, the Lord has provided direction to help His people prepare spiritually and temporally against the calamities and trials that He knows will come as part of this mortal experience. These calamities may be personal or general in nature, but the Lord’s guidance will provide protection and support to the extent that we heed and act upon His counsel.
To all who have been affected, we express understanding and concern for your situation, as well as a firm conviction that better days are ahead. You have been blessed with bishops and branch presidents who seek out members of their congregations with temporal needs and who have access to tools and resources that can help you reestablish your lives and place you on the path to self-reliance as you apply principles of preparedness.
The Lord does not expect us to do more than we can do, but He does expect us to do what we can do, when we can do it. As President Nelson reminded us in our last general conference, “The Lord loves effort.”7
Key principles to manage your finances include the payment of tithes and offerings, eliminating and avoiding debt, preparing and living within a budget, and saving for the future.
Key home storage principles include the storage of food, the storage of water, and the storage of other necessities based on individual and family needs, all because “the best storehouse”16 is the home, which becomes the “most accessible reserve in times of need.”17
Elder David A. Bednar taught this principle when he said: “Taking action is the exercise of faith. … True faith is focused in and on the Lord Jesus Christ and always leads to action.”18